Laguna Park Personal Injury Lawyer — Serving Bosque County, Texas

How long do I have to file a personal injury lawsuit in Texas? The typical statute of limitations for personal injury claims in Texas is two years from the date of injury. Missing this deadline can bar your ability to recover compensation. There are exceptions that can extend or shorten filing deadlines depending on the circumstances. A prompt consultation helps ensure deadlines are met and evidence is preserved.

Seek medical attention right away, even if injuries seem minor. Medical records link your treatment to the accident and support your claim. Collect basic information at the scene, such as photos, contact details for witnesses, and the other party’s insurance information. Avoid detailed recorded statements to insurers until you understand your options.

Most personal injury claims are resolved through settlement negotiations with insurers, where a fair agreement compensates for medical bills and other losses. Settlement avoids the time and expense of trial. If a reasonable settlement cannot be reached, preparing for trial may be necessary to obtain full compensation. We prepare each case as if it may go to court to strengthen negotiating positions.

Fault is established through investigation of the accident, witness accounts, physical evidence, and official reports. Comparative fault rules may reduce recoverable damages if the injured person shares responsibility. Insurance companies often evaluate liability differently, so thorough documentation and legal advocacy are important to present an accurate picture of fault.

Recoverable damages commonly include medical expenses, lost wages, property damage, and compensation for pain and suffering. Future medical needs and loss of earning capacity can also be considered. Each case is unique, so a careful assessment of your losses is needed to estimate total compensation and build a claim that accounts for both present and future needs.

Many personal injury firms, including ours, operate on a contingency fee basis, which means fees are paid from any recovery obtained rather than upfront. You typically do not pay attorney fees unless there is a recovery. There may be case-related expenses advanced by the firm, and those are often repaid from the settlement or judgment. We discuss all fee arrangements clearly before representation begins.

Texas follows comparative fault, so you may still recover damages even if you share some responsibility. Your recovery is reduced by your percentage of fault. An accurate assessment of fault and strong supporting evidence can limit reductions and protect as much compensation as possible.

Case timelines vary based on injury severity, treatment duration, and whether liability is disputed. Some claims resolve in months, while complex cases may take longer to reach a fair outcome. We aim to resolve claims efficiently while ensuring all injuries are fully documented before negotiating final settlement offers.

If the at-fault driver lacks adequate liability insurance, uninsured or underinsured motorist coverage may apply if you have such a policy. Other avenues, such as claims against responsible third parties, may also be available. A review of available coverage and legal options can identify the best path to pursue fair compensation despite limited insurer resources.

Call our office at (713) 780-1633 or use our online contact form to schedule a free case review. We will listen to your situation, explain potential next steps, and outline how we can help. There is no obligation to proceed after the initial consultation, and we will provide straightforward guidance so you can make an informed decision.