Fannin County Personal Injury Lawyer Serving Texas Clients

How long do I have to file a personal injury claim in Texas? Most personal injury lawsuits in Texas must be filed within two years of the date of the injury. Some exceptions can alter this deadline, so it is important to discuss your case promptly to avoid losing the right to sue.

Recoverable damages commonly include medical expenses, lost wages, property damage, and non-economic losses such as pain and suffering. The amount depends on the severity of injuries, available insurance coverage, and the degree of fault assigned to each party. An attorney can help quantify economic and non-economic losses and pursue all applicable avenues of recovery, including claims against multiple parties when appropriate.

Many personal injury cases are resolved through settlement negotiations with insurers. However, if a fair settlement cannot be reached, filing a lawsuit and going to trial may be necessary to secure appropriate compensation. Your legal team will evaluate the strengths and risks of settlement versus litigation and recommend the path most likely to meet your goals.

Medical bills should be promptly submitted to your health insurance or the responsible party's insurer when applicable, and kept as part of the claim record. Your legal team can assist in organizing records and negotiating lien resolutions if third-party payments are involved. Some providers may agree to deferred payment arrangements while a claim is pending. Discussing options early helps ensure ongoing treatment is not interrupted.

If the at-fault party lacks adequate insurance, uninsured or underinsured motorist coverage under your own policy may provide compensation. Determining available coverage requires review of your policies and any potential third-party defendants. Your attorney can help assess coverage options and pursue claims against responsible parties and insurers to maximize potential recovery.

We typically handle personal injury cases on a contingency fee basis, which means you pay attorney fees only if recovery is obtained. This arrangement helps make legal representation accessible without upfront hourly costs. Detailed fee terms and any case-related expenses will be explained during the initial consultation so you understand how costs will be handled.

Avoid giving recorded statements or admitting fault, downplaying injuries, or providing unnecessary personal information to adjusters. Insurers may use statements to reduce or deny a claim. Refer adjusters to your attorney and share only basic contact information and the time and location of the incident until you have legal guidance on what to disclose.

Yes. Texas uses comparative responsibility rules that reduce recovery by your percentage of fault. For example, if you are found partially responsible, your recoverable damages will be decreased proportionately. A careful factual record and effective advocacy can limit the assigned fault and preserve greater recovery potential for injured parties.

The timeline varies based on injury severity, medical treatment duration, and complexity of liability and insurance issues. Some cases settle in a few months, while others require years if litigation is necessary. Your legal team will provide an estimated timeline after reviewing your case and will update you as the matter progresses toward settlement or trial.

Contact The White Law Firm, P.C. at (713) 780-1633 or through the firm’s website to schedule an initial consultation. Be prepared to share details of the incident, medical reports, and any insurance information you have. During the review, we will assess potential claims, discuss likely next steps, and explain our fee arrangement so you can decide how to proceed with confidence.