Howe Personal Injury Lawyer — The White Law Firm, P.C.

Many personal injury firms, including ours, work on a contingency fee basis, meaning attorney fees are a percentage of the recovery and you typically pay no fees unless a recovery is obtained. This arrangement also often covers case-related costs up front, which are repaid only if the case resolves in your favor. If you have concerns about out-of-pocket costs or how fees are calculated, we will explain fee percentages, cost responsibilities, and how recoveries are allocated before you decide to move forward.

In most Texas personal injury cases, the statute of limitations is two years from the date of the injury. Missing that deadline can bar your ability to pursue a lawsuit, so prompt action is important to preserve legal options. There are exceptions that can extend or shorten filing deadlines depending on circumstances, such as discovery of injury, governmental defendants, or claims by minors. Contact a lawyer quickly to understand how the deadlines apply to your situation.

You may recover economic damages like medical bills, rehabilitation costs, lost wages, and property damage, as well as non-economic damages for pain and suffering and loss of enjoyment of life. In rare cases, punitive damages may be available to punish egregious conduct. Recoverable damages depend on the facts of your case, the strength of liability evidence, and applicable legal limits. Detailed documentation of medical treatment and financial losses supports recovery for compensable harms.

Most personal injury cases settle before trial after negotiation with insurance companies. Settlements can provide timely compensation without the risks and delays of litigation. When insurers refuse fair offers or liability is contested, filing suit and preparing for trial may be necessary. We prepare every case for trial to ensure strong leverage in settlement talks and to protect your interests if litigation becomes required.

Fault is typically determined by comparing the actions of the parties and assigning a percentage of responsibility based on the evidence. Texas uses a proportionate responsibility approach that reduces recovery by the claimant’s assigned percentage of fault. Evidence such as police reports, witness statements, photographs, and expert testimony helps establish how an accident occurred and each party’s share of responsibility.

Filing a claim can affect your insurance record and may influence future premiums depending on your policy, driving history, and the insurer’s practices. Not every claim results in a rate increase, but it is a possibility to consider. Our team can advise on how claims are likely to be handled and whether pursuing a third-party claim or using your own coverage is the most appropriate route in your circumstances.

Case length varies widely. A straightforward claim with minor injuries may resolve in a few months, while complex cases involving serious injuries, multiple parties, or litigation can take a year or longer to conclude. Factors that affect timing include the pace of medical treatment, how long it takes to evaluate future damages, the willingness of insurers to negotiate, and court schedules if litigation is necessary.

Seek medical attention right away, even if injuries seem minor, and follow your provider’s instructions. Obtain basic information at the scene, such as other parties’ contact and insurance details, witness names, and photographs of the scene and injuries. Avoid giving detailed recorded statements to insurers without legal advice, and contact a lawyer early to preserve evidence and protect your claim while you focus on recovery.

You can handle simple claims on your own, particularly when injuries are minimal and liability is clear. However, insurers often have teams whose goal is to minimize payouts, and complex claims require legal knowledge to fully document and value damages. If liability is disputed, injuries are significant, or multiple parties are involved, consulting a lawyer can improve your chances of receiving fair compensation and reduce the risk of accepting an inadequate offer.

You can reach The White Law Firm, P.C. by calling (713) 780-1633 to schedule a free, no-obligation case review. We serve clients in Howe, Grayson County, and across Texas and will discuss your situation, options, and next steps. You may also visit our website at https://thewhitelawfirmpc.com/texas/grayson-county/howe/ for more information and to submit a contact form. We will explain fee arrangements and how we handle injury claims before you make any commitment.