Roscoe Personal Injury Lawyer in Texas

How long do I have to file a personal injury lawsuit in Texas? The general deadline to file most personal injury suits in Texas is two years from the date of injury. Certain circumstances can change this timeline, so acting promptly is important to protect your rights. Even if you are unsure about the strength of a case, consulting early helps identify deadlines, preserve evidence, and avoid losing the right to pursue recovery later. Our team can evaluate your situation and advise on timing and next steps.

Insurance may cover much of your medical treatment, but available benefits depend on policy limits, fault determinations, and the types of coverage involved. Uninsured or underinsured drivers, policy exclusions, and disputes over fault can limit recovery. We review insurance policies, identify potential sources of recovery, and pursue compensation beyond initial offers when needed. If a policy does not fully cover your losses, other parties may be responsible for the remaining costs.

Proving liability typically involves showing that another driver acted negligently and that the negligence caused your injuries. Evidence can include police reports, traffic camera footage, witness statements, vehicle damage, and expert analysis of the crash. Medical records and documentation of expenses and lost income also link the accident to your losses. An attorney helps gather and preserve this evidence and present it clearly during settlement talks or in court.

Early settlement offers from insurers are often lower than the value of the claim because they aim to limit their payouts. Accepting a quick offer may preclude recovery of future medical costs or ongoing damages. Before accepting any offer, consider having it reviewed to determine whether it fairly compensates you now and in the future. We evaluate offers and negotiate to seek a settlement that covers your full needs.

Yes. Texas applies modified comparative fault rules, which reduce recovery based on your percentage of responsibility. If you are less than 51% at fault, you may still recover damages reduced by your share of fault. Determining percentages involves examining evidence and sometimes expert input. A lawyer can help challenge excessive fault allocations and present arguments to reduce your assigned percentage of responsibility.

Many personal injury firms, including ours, work on a contingency fee basis, meaning legal fees are collected as a percentage of any recovery rather than as upfront charges. This arrangement allows clients to pursue claims without immediate out-of-pocket legal fees. We discuss fee arrangements, potential case costs, and how expenses are handled during the initial consultation so you understand the financial aspects before proceeding.

Recoverable damages commonly include medical expenses, lost wages, property damage, and compensation for pain and suffering. If the responsible party's behavior was reckless, additional damages may be available under Texas law. Calculating damages requires careful documentation of medical treatment, economic losses, and the non-economic impact of injuries. We work to ensure all relevant losses are accounted for in settlement demands or courtroom presentations.

Case timelines vary widely. Some claims resolve in a few months through negotiation, while others that require litigation can take a year or longer. Factors include the severity of injuries, complexity of liability, and the court's schedule. We provide realistic timelines after reviewing your case and keep clients informed as the matter progresses, working efficiently to pursue timely and fair results.

You are not required to give a recorded statement to an insurance adjuster. Recorded statements can be used to minimize or deny claims by highlighting inconsistencies or incomplete information. It is often wise to consult an attorney before providing detailed statements. We can advise on what to say, handle communications with insurers, and protect your interests during the claim process.

Bring any accident reports, medical records, photos of injuries or the scene, insurance information, and documentation of expenses and lost income. Contact information for witnesses and any correspondence from insurers is also helpful. If you do not have all documents, the attorney can guide you on how to obtain records and evidence. The initial meeting is an opportunity to evaluate your claim and plan next steps.